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WorldAsiaNPCI RuPay Rule: Payment will be done through RuPay card even without...

NPCI RuPay Rule: Payment will be done through RuPay card even without CVV, these people will get benefit.


People using RuPay cards can now make payments without CVV (CVV less payment). National Payments Corporation of India i.e. NPCI has launched this option to make payments easier for RuPay card holders. However, this facility will not be available to all cardholders.

Such customers will get the facility

According to a PTI report, RuPay has now launched CVV-less payment option for its debit and credit cards. According to NPCI, this facility will be offered to prepaid cardholders who have tokenized their card on the merchant’s app or webpage. CVVless payment option enables the cardholder to access his wallet or remember card details to make any payment.

This payment method is secure

NPCI says that this will happen only if the cardholder has created a token for his card on the respective e-commerce seller platform. Under token system, code number ie token number is used in place of actual card details. This system of Reserve Bank of India is considered safe in terms of transactions, as the actual details of the card are not shared with the merchants at the time of transaction.

facility provided

The government is constantly making efforts to increase the use of Rupay Card. Under this, RuPay cards were given to people having open bank accounts under Pradhan Mantri Jan-Dhan Yojana. However, even after this, the use of RuPay card is very less as compared to Mastercard or Visa. The government wants to increase the number of RuPay cards as well as their usage. The facility of payment without CVV is a part of these efforts.

Outstation Payment Facility

It is the endeavor of NPCI to make it easy to use RuPay cards outside the country as well. NPCI is constantly on the lookout for new collaborations to increase global acceptance of debit cards. Currently RuPay cards are accepted at Discover of the US, Diners Club, JCB of Japan, Pulse and Union Pay of China POS.

they are aligned

NPCI is working in this direction to make RuPay card more widely used, so that it reaches at par with Visa or Mastercard users. RuPay tied up with Discover Financial Services in March 2012 to provide international services to Indian citizens. Apart from this, RuPay Card had introduced RuPay JCB Global Card in July 2019 in association with JCB International Company Limited.

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