The mobilized and their families complained to the Central Bank about the transfer of their debts to the collectors. On this subject informed RBC in reference to the vice-president of the regulator Alexei Guznov.
According to him, in total, the Central Bank received 900 complaints related to the granting of credit holidays, and deemed a hundred of them justified.
“Part of the complaints are related to the fact that when a citizen has died or been declared dead, recognized as a disabled person of the second group, questions also arise. Especially the problems related to the long periods of review of relevant appeals from family members, and sometimes the transfer of debt to collection agencies,” Guznov said.
The Vice President of the Central Bank described such situations as unacceptable, noting that the very fact of the death of a mobilized person cancels the debt and “terminates the relevant legal relationship”.
Shortly after the start of the partial mobilization in September 2022, the Federal Service of Judicial Officers (FSSP) announced that the bailiffs would stop collecting the debts of those mobilized.
In October, Russian President Vladimir Putin sign a law allowing conscripts and their family members to apply for credit holidays on consumer loans and mortgages that were issued before they were called up for service. We are talking about freezing payments and reducing their size. If during the hostilities in Ukraine a soldier died, was injured or became disabled from group I, credit obligations for them and their families are canceled.
The Ministry of Finance explained that the loans of those mobilized will be amortized at the expense of the banks in which they are issued.
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