The Federal Financial Supervision Service intends to adopt a project according to which, from January 1, 2026, banking organizations will carry out money transfers with the mandatory indication of data on the recipient of funds. RBC has reviewed the corresponding version of the document.
According to the publication, the agency has already adjusted the set of information that will need to be specified when sending money, but did not take into account the main comments of banks on their invoice.
According to the current version of the law, a money transfer must be accompanied by data only about the payer (full name, account number, NIF or residential address), information about the recipient is not required. The Federal Anti-Money Laundering Agency plans to require the recipient to provide personal data about the recipient of the transfer, which is made using national and cross-border cards or accounts.
It is also proposed to limit the amount of transactions carried out without opening a bank account to an amount of 100,000 rubles or a similar equivalent in foreign currency. According to the publication, this innovation should come into force one year after the adoption and publication of the law.
Earlier, Deputy Finance Minister Alexei Moiseev said that the Russian Federal Tax Service could become the agency in charge of regulating cryptocurrencies. According to him, the Federal Tax Service currently accepts declarations from people regarding their portfolios and transactions on foreign accounts. In the future, portfolio and transaction information should be sent to three organizations: the Federal Tax Service, Rosfinmonitoring and the Central Bank.
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